Public input sought on latest major step to expand insurance coverage in California
State Insurance Commissioner Ricardo Lara is inviting the public to provide input at a virtual meeting regarding a State proposal to increase the writing of insurance in parts of California that have been most affected by wildfires and other extreme weather catastrophes. The virtual public meeting is at 10 am on December 5. Registration is available at this link.
With the difficulties some residents and businesses throughout the State have recently experienced in continuing and obtaining new fire and casualty property insurance, the Mission Viejo City Council in August unanimously approved asking Gov. Gavin Newsom to declare a State of Emergency and commence with short- and long-term measures to respond to the situation.
Even if residents cannot attend the virtual meeting, they can submit comments by December 5 to CDIRegulations@insurance.ca.gov. (See this link for detailed information for providing input.) For more information, visit the State’s website at insurance.ca.gov.
Comments
Of course I want insurers to…
Of course I want insurers to provide coverage to homeowners, and at a reasonable cost. Neither of these are possible if Federal and State governments will not do their job and PREVENT wildfires in the first place. Where are the plans? Are we cutting fire breaks in the off-season? Are we using goats to eat brush so there is nothing to burn during fire season? No, we do nothing except spend money and risk lives of firefighters and wildlife, plus risk homes, homeowners, pets and businesses. Insurance is a guard against risk. If you don't mitigate the risk, expect expensive insurance or no insurance at all.
The property insurance is…
The property insurance is doubled and most of the Mission Viejo residents are retired and can’t afford that.
We have a lot to answer for…
We have a lot to answer for in not acting to prevent climate change, we’ve known for about 30 years. We also need to engage native Americans in their practices of preventing wildfires. I’d rather put money on preventing both of these but in the meantime we all need to help those impacted most. Let’s work together on prevention.
A few years ago, the City…
A few years ago, the City did a public relations campaign on measures taken to prevent fires from spreading by reducing fuel.
Has the City continued with its duty to reduce fire risk?
Does the City follow a vegetation management system for its open space and wilderness areas?